The Crypto What

When I first heard of cryptocurrencies, I immediately reflected back on the time when I sat with Mondex, in my portfolio of technologies.

We believed that you needed a point of origination responsible for issuing an amount of value that the economy could sustain in this card based electronic format.

Typically, the architecture assumed somebody would take monies on deposit or cash and exchange it for this digital currency, with the sovereign authority responsible for issuing the Mondex, multicurancy currencies, or its agents, the Banks.

It was assumed, when the digital currency form Mondex reached a critical element of the economy; transfer the origination function to the appropriate national authority.

My first memory, of bitcoin., is 2012, maybe 13. Here was this very ingenious cryptographic method of recording every transaction as a ledger entry created the ability to create a currency that was represented by records on a ledger that could only be written to, was signed.

And, had an immutable characteristic that guarantee nothing in the past could be changed.

Consensus leads to expense.

But, consensus assures trust

In an environment of zero trust.

The world then 2008

and

now 2025.

When did we stop trusting the party in the USA responsible for the money supply.

Do we intend to leave control with the speculators

BLOCKCHAIN Economy

A Conversation with Gemini

What is the economic reality of blockchain write only databases or ledgers.

Show thinking

Okay, let’s break down the economic reality of blockchain-based databases or ledgers, focusing on their characteristic as largely “append-only” (data is added, but extremely difficult to modify or delete once confirmed).

The economic reality is complex and highly dependent on the specific use case, the type of blockchain (public vs. private/consortium), and comparison to traditional database solutions. Here’s a breakdown:

1. High Costs (Often Higher than Traditional Databases):
Development & Implementation: Building and integrating blockchain solutions requires specialized expertise, which is often expensive and less common than traditional database skills. Setting up nodes, smart contracts, and ensuring security is complex.
Transaction Costs (Gas Fees): Particularly on public blockchains (like Ethereum), every transaction (writing data) requires a fee paid to network validators/miners. These fees can fluctuate wildly and become prohibitively expensive, especially for high-volume applications.
Energy Consumption: Proof-of-Work (PoW) blockchains (like Bitcoin, though Ethereum has moved away) are notoriously energy-intensive, leading to high operational costs and environmental concerns. Proof-of-Stake (PoS) and other consensus mechanisms are more efficient but still require infrastructure and incentives.
Storage Costs: Every node in the network typically stores a copy (or at least the headers) of the entire ledger. As the ledger grows, storage requirements increase across the network, although solutions like sharding aim to mitigate this.
Scalability Limitations & Costs: Many blockchains face limitations in transaction throughput (transactions per second). Scaling solutions (like Layer 2 networks) add complexity and potential additional costs or trust assumptions.
2. Economic Benefits (The Value Proposition – Where Costs Might Be Justified):
Trust & Transparency: In scenarios involving multiple parties who don’t fully trust each other (e.g., supply chain, consortiums, international trade), the shared, immutable, and transparent nature of the ledger can reduce the need for costly intermediaries, audits, and reconciliation processes. This disintermediation is a key potential economic benefit.
Immutability & Security: The high cost and difficulty of altering past records provide strong data integrity. This is valuable for applications where tamper-proofing is critical (e.g., land registries, intellectual property, voting systems – though practical implementations vary). This reduces risks associated with data manipulation or fraud.
Automation via Smart Contracts: Smart contracts can automate agreements and processes based on ledger data (e.g., automatic payment release upon verified delivery). This can reduce administrative overhead and speed up execution, potentially lowering costs.
Resilience & Availability (Decentralization): A truly decentralized network has no single point of failure, potentially offering higher uptime and censorship resistance compared to centralized databases (though many “enterprise blockchains” are not fully decentralized).
3. The Crucial Question: Is Blockchain Economically Viable for a Specific Use Case?
Comparison to Alternatives: For many applications, a traditional, centralized database (SQL, NoSQL) managed by a trusted entity is far cheaper, faster, more scalable, and easier to manage. The key economic question is whether the unique benefits of blockchain (trustlessness, transparency, immutability) outweigh its significant costs and complexities for that specific problem.
Problem Fit: Blockchain makes the most economic sense when:
Multiple, mutually distrusting parties need to share and agree on data.
Immutability and auditability are paramount.
Disintermediation offers significant cost savings or efficiency gains. A degree of decentralization is required for resilience or censorship resistance.
Private/Permissioned vs. Public Blockchains:
Public: Higher potential for true decentralization and censorship resistance, but often higher transaction costs (gas fees), lower throughput, and less control. Economic model often relies on native tokens.
Private/Permissioned: Controlled by a single entity or consortium. Generally faster, cheaper transactions (no public gas fees), and higher privacy, but sacrifices decentralization and potentially some trust benefits. Costs are shared among participants or borne by the managing entity. Often closer to a shared, immutable database than a truly decentralized system.
4. Economic Reality Check:
Hype vs. Reality: Many proposed blockchain use cases haven’t proven economically superior to existing solutions after the initial hype.
Adoption: While adoption is growing in specific niches (DeFi, supply chain pilots, cross-border payments, NFTs), it’s far from mainstream for general database needs.
Immutability as a Drawback: The inability to easily change or delete data can be an economic liability, especially concerning errors, updates, or regulations like GDPR’s “right to be forgotten.” Workarounds exist but add complexity and cost.
In Conclusion:
- The economic reality of blockchain ledgers is that they are often more expensive, slower, and more complex than traditional databases. Their economic viability hinges entirely on whether the specific problem requires the unique benefits of decentralization, transparency, immutability, and trust reduction among multiple parties, and whether these benefits provide value that significantly outweighs the higher costs and inherent limitations compared to centralized alternatives. For many standard data storage and retrieval tasks, traditional databases remain the far more economical choice

Margin Satisfaction and the Golden Rule

https://claude.site/artifacts/071508b2-0cfc-4832-89b5-63769bcdf0c3

Marginal Satisfaction: A Different Measure of Success

In a world obsessed with profit maximization and shareholder returns, we often overlook a fundamental question: What truly creates satisfaction in our economic lives? The concept of marginal satisfaction offers an alternative lens through which to view our economic decisions and structures.

Beyond Monetary Metrics

Marginal satisfaction examines how each additional unit of a resource, experience, or product contributes to our wellbeing. Unlike the relentless pursuit of financial growth, it acknowledges that satisfaction follows a curve – additional wealth, consumption, or profit provides diminishing returns once basic needs are met.

This perspective challenges the Friedman Doctrine that has dominated business thinking for decades, which states that a company’s sole responsibility is to increase profits for shareholders. While this approach has created enormous wealth, it has also contributed to:

Environmental degradation
Widening inequality
Worker exploitation
Social fragmentation
Ethical compromises

The Golden Rule Economics

“Do unto others as you would have them do unto you.” This ancient wisdom appears across cultures and faiths, offering a profound economic principle as well as a moral one.

When applied to business and economics, the Golden Rule suggests that true satisfaction comes not from maximizing one’s own gain regardless of impact, but from creating mutual benefit. It recognizes that our economic destinies are intertwined – that an economy built on exploitation eventually undermines itself.

Voices of Balance

Many visionary leaders have recognized the need to balance shareholder value with broader stakeholder concerns:

Paul Polman transformed Unilever by eliminating quarterly reporting to focus on long-term sustainability, demonstrating that purpose and profit can align.
Hubert Joly revitalized Best Buy by investing in employees and creating a people-centered culture that ultimately delivered strong financial results.
Rosabeth Moss Kanter has consistently advocated for the stakeholder approach, arguing that companies serve society best when they consider all constituencies.
Larry Fink of BlackRock has used his influence to push companies toward stakeholder capitalism, recognizing that long-term value creation depends on serving broader societal needs.
Marc Benioff of Salesforce embodies the 1-1-1 model: dedicating 1% of product, equity, and employee time to philanthropic causes while building a highly profitable company.

These leaders understand what marginal satisfaction economics suggests: that beyond a certain point, additional profit provides less satisfaction than meaningful impact, purpose, and contribution.

What Would Jesus Say?

The teachings attributed to Jesus in the Gospels offer a powerful perspective on economics and satisfaction:

“What good will it be for someone to gain the whole world, yet forfeit their soul?” (Matthew 16:26)

Jesus consistently challenged the prevailing economic wisdom of his day, suggesting that true wealth lies not in accumulation but in contribution. He warned about the spiritual dangers of greed and taught that we should care for the poor and marginalized.

“It is easier for a camel to go through the eye of a needle than for someone who is rich to enter the kingdom of God.” (Mark 10:25)

These “red letter” teachings don’t condemn business or profit itself, but rather the prioritization of wealth over human dignity and spiritual values. They suggest that true satisfaction comes from living in alignment with deeper purposes – creating value for others, serving needs beyond our own, and recognizing our interconnectedness.

The Path Forward

Embracing marginal satisfaction economics doesn’t mean abandoning profitability. Rather, it means recognizing that profits are one measure of success among many, and that beyond a certain point, additional profit yields less satisfaction than purpose, contribution, and mutual benefit.

By balancing shareholder value with stakeholder wellbeing, we can build businesses and economies that generate not just financial returns, but true and lasting satisfaction for all.

Made with Claudia.ai after chats with Gemini, and ChatGPT.

Is it a lie 3500 years old

Think Gaza, The West Bank, Syria, Jordan, Suez, and Israeli as The Land of Canaan.

The lie embedded into a book of Lore, Myth and explanation of the unknown. Ultimately the tribes beliefs and truths.

Genesis 12 The Call of Abram (Ac 7:2-5)[12:1] Now the LORD said to Abram, “Go from your country and your kindred and your father’s house to the land that I will show you. [2] I will make of you a great nation, and I will bless you, and make your name great, so that you will be a blessing. [3] I will bless those who bless you, and the one who curses you I will curse; and in you all the families of the earth shall be blessed.”*[4] So Abram went, as the LORD had told him; and Lot went with him. Abram was seventy-five years old when he departed from Haran. [5] Abram took his wife Sarai and his brother’s son Lot, and all the possessions that they had gathered, and the persons whom they had acquired in Haran; and they set forth to go to the land of Canaan. When they had come to the land of Canaan, [6] Abram passed through the land to the place at Shechem, to the oak*[Or terebinth] of Moreh. At that time the Canaanites were in the land. [7] Then the LORD appeared to Abram, and said, “To your offspring* I will give this land.” So he built there an altar to the LORD, who had appeared to him.

I struggle to believe my God would decide to vanquish some to give to another with war and violence justified in anything but your proof.

The Dark Within: A Reckoning of Power, Truth, and the Path We Did Not Take

We are not born with blood on our hands.

We are taught to see clean hands as weak.

Power does not always corrupt. But it always tempts. It whispers that we are the exception.

The Golden Rule does not break from ignorance—but from entitlement.

Zoroaster named it before doctrines hardened: the light and the dark dwell not in heavens, but in us. Each choice bends toward harmony or harm.

Siddhartha saw it through silence: suffering is born not of sin, but of craving, illusion, and fear.

He offered no punishment. Only understanding.

Jesus echoed them both: “The kingdom is within you.”

He cast out no demons but those we empower. He did not condemn. He invited.

Still—we built crosses. Crowns. Contracts. Statues to power. Churches to house whom?

We wrote rules to silence questions.
We turned reverence into ritual.
And we anointed exemption.
We claimed chosenness.

And in doing so, we carved out circles—some within, most without.

To be chosen became license.

But the moment we believe our tribe exempt, we forsake the truth that could have freed us all.

Now, we ask: Why not?

Why do we not live by the one rule every tradition speaks?

Because to follow it would unravel what we’ve built.

Because to live it would make no one the exception.

Yet still—it calls.

Because it waits.
Because it endures.
Because it is the path we did not take.
Until now.

Golden Rule Passages – Comprehensive Source List

Abrahamic Religions

Christianity

Matthew 7:12 – Gospel of Matthew, Chapter 7, Verse 12
“So in everything, do to others what you would have them do to you, for this sums up the Law and the Prophets.”
Luke 6:31 – Gospel of Luke, Chapter 6, Verse 31
“Do to others as you would have them do to you.”
Mark 12:31 – Gospel of Mark, Chapter 12, Verse 31
“Love your neighbor as yourself.”
John 13:34-35 – Gospel of John, Chapter 13, Verses 34-35
“A new command I give you: Love one another. As I have loved you, so you must love one another. By this everyone will know that you are my disciples, if you love one another.”

Judaism

Leviticus 19:18 – Torah, Book of Leviticus, Chapter 19, Verse 18
“Love your neighbor as yourself.”
Talmud, Shabbat 31a – Oral Tradition
“What is hateful to you, do not do to your fellow: this is the whole Torah; the rest is the explanation; go and learn.”

Islam

Hadith (Nawawi’s Forty Hadith, Hadith 13)
“None of you [truly] believes until he wishes for his brother what he wishes for himself.”

Eastern Religions

Buddhism

Udana-Varga 5:18
“Hurt not others in ways that you yourself would find hurtful.”

Hinduism

Mahabharata (Anusasana Parva, Section CXIII)
“One should never do that to another which one regards as injurious to one’s own self. This, in brief, is the rule of righteousness.”

Jainism

Acaranga Sutra
“One who disregards ethics and treats others as he would not wish to be treated himself acts wrongly and not rightly.”

Eastern Philosophical Traditions

Confucianism

Analects 15:23
“Do not do to others what you do not want done to yourself.”

Other Religious Traditions

Sikhism

Guru Granth Sahib
“Treat others as you would have them treat you.”

Baha’i Faith

Writings of Baha’u’llah
“Blessed is he who preferreth his brother before himself.”

Zoroastrianism

Dadistan-i-Dinik
“That nature only is good when it is helpful to others and does not injure them.”

Indigenous and Philosophical Traditions

Native American Wisdom

A common saying among various tribes
“Respect for all life is the foundation of a good life.”

Archaeological and Ancient Sources

Ancient Egypt

Papyrus of Ani (Egyptian Book of the Dead)
“Do for one who may do for you, that you may cause him thus to do.”

Ancient Greece

Pittacus of Mytilene (c. 640-568 BCE)
“Do not do to your neighbor what you would take ill from him.”

Comparative Analysis

The universality of the Golden Rule suggests a fundamental human ethical insight that transcends cultural, religious, and geographical boundaries. Each tradition expresses the core principle slightly differently, but the essence remains consistent: empathy, reciprocity, and mutual respect form the cornerstone of ethical behavior.

Key observations:

The principle appears in virtually every major world religion and philosophical tradition
The formulation varies between positive (“do unto others”) and negative (“do not do to others”) constructions
The rule typically implies treating others with the same respect, kindness, and consideration one would desire for themselves

This comprehensive list demonstrates that the Golden Rule is not just a religious concept, but a fundamental human ethical principle that has emerged independently across different cultures and time periods.

Moving from Darkness to Light

Can We Keep Everyone in the Light and Help Others Come Out of the Dark?

The age-old battle between light and darkness isn’t just religious metaphor – it’s deeply rooted in our DNA and shaped by our environment. As someone who is spending time studying both ancient wisdom and modern science, I’ve come to realize that our capacity for darkness is neither purely inherited nor entirely learned. It’s a complex dance between our genes and our experiences.

Think about death. Our ancestors knew something we often forget: how we treat death reveals everything about how we value life. Ancient cultures didn’t just acknowledge darkness – they developed intricate rituals to process it, understand it, and ultimately transcend it.

But here’s what keeps me up at night: if darkness lurks in both nature and nurture, can we ever truly help someone step into the light? Science suggests yes. Our genes aren’t our destiny, and our environment isn’t our fate. Modern research shows that the same genetic variants that can make someone vulnerable to darkness can also make them more responsive to light.

The real question isn’t whether we can help others find the light – it’s whether we’re willing to understand the darkness first. Every faith tradition that survived since ancient times has grappled with this challenge. They didn’t just condemn the darkness; they sought to understand it, contain it, and sometimes even transform it.

So maybe that’s our path forward. Not denying the darkness exists, but recognizing it as part of our shared human experience – one that we can help each other navigate through understanding, compassion, and deliberate action.

Because in the end, light doesn’t eliminate shadows. It helps us see them clearly enough to find our way through.

What are your thoughts on helping others find their way from darkness to light? Share your experiences in the comments below.

What Donald Trump Should consider

I asked Claude, the app, on my Samsung S22. With tariffs and taxes plus policy what would it take to bring manufacturing back to America without requiring the import of labor.

Here is her response

Let me analyze this through the lens of what a single 4-year administration could realistically accomplish:

Short-Term Actions (1-4 years):

Environmental/Climate:
– Executive orders on emissions standards
– EPA regulations on manufacturing pollution
– Tax incentives for clean manufacturing
– Fast-track permits for clean energy manufacturing
– Require environmental impact studies for new facilities

Consumer Demand Drivers:
– “Buy American” federal procurement requirements
– Consumer education campaigns
– Trade policies favoring domestic production
– Incentives for retailers to stock domestic goods
– Support for domestic supply chain development

Manufacturing Incentives:
– Immediate tariffs on targeted imports
– Tax credits for reshoring operations
– Grants for workforce training
– Fast-track permitting for new facilities
– Infrastructure spending to support manufacturing

Longer-Term Effects (Beyond 4 years):
– Reshored manufacturing facilities take 2-5 years to build
– Environmental improvements from shorter supply chains
– Workforce development programs bear fruit
– New domestic supply chains mature
– Consumer behavior shifts solidify

Key Limitations:
1. Many changes require Congressional approval
2. Legal challenges could delay implementation
3. International trade agreements restrict some actions
4. State/local cooperation needed for many initiatives
5. Market forces may resist rapid change

The most effective strategy would likely focus on:
1. Actions within executive authority
2. Programs that can be funded through existing mechanisms
3. Initiatives that create momentum beyond the term
4. Partnerships with state/local governments
5. Private sector incentives that encourage long-term investment

Frustration with Call Centers

As a result of these thought, I chat with AI engines.

TODAY Claude.ai

Customer Service System Analysis Framework

Current State Pain Points

Technical Infrastructure
1. Legacy System Constraints
– Core systems dating back to 1960s
– Multiple language conversions and data normalizations
– Accumulated technical debt from decades of patches
– Poor or missing documentation of original systems

Process Limitations
1. Rigid Workflow Design
– Processes designed by engineers without service experience
– Limited flexibility for edge cases
– Outdated assumptions about customer needs
– Gap between process design and frontline reality

Human Factors
1. Agent Constraints
– Limited decision-making authority
– Restricted by inflexible systems
– Cultural and communication challenges
– Bound by outdated processes

Recommended Approach: “Design the Present as the Past of the Future“

Immediate Actions
1. Process Documentation
– Map current workflows and pain points
– Identify critical system dependencies
– Document tribal knowledge
– Create clear system interaction guides

Strategic Planning
1. System Evolution
– Incremental modernization approach
– Focus on interface improvements
– Data migration strategy
– Service-oriented architecture transition

Implementation Guidelines
1. Human-Centered Design
– Include frontline agents in process design
– Build flexibility into workflows
– Empower agents with decision-making tools
– Regular feedback loops for continuous improvement

Success Metrics
1. Customer Satisfaction
– Resolution time
– First-contact resolution rate
– Customer effort score
– Net Promoter Score (NPS)

2. Agent Performance
– Agent satisfaction
– Process compliance
– Decision quality
– Handle time efficiency

The Path Forward

Reimagining Economic Systems: A Framework for Universal Prosperity

In our current global discourse, we often find ourselves trapped between two seemingly opposing economic models: the perpetual growth economy and the sustaining economy. But what if we could create something better? Something that combines the innovative drive of growth with the wisdom of sustainability, while ensuring no one is left behind?

The False Dichotomy

For too long, we’ve been told we must choose between economic growth and sustainability. The growth model promises opportunity but delivers inequality and resource depletion. The sustainability model offers stability but might limit human potential. Neither fully addresses the needs of all people – the 100%.

A New Framework: Progressive Sustainability

What we need is a framework that transcends this artificial division. I call it the Progressive Sustainability Framework. This approach combines three essential elements:

1. Universal Economic Security: Ensuring everyone’s basic needs are met through guaranteed access to housing, healthcare, education, and nutrition.

2. Innovation with Purpose: Maintaining the dynamic drive of market economies, but directing it toward solving real human challenges and environmental regeneration.

3. Democratic Resource Management: Treating our planet’s resources as a common heritage, managed sustainably for current and future generations.

Constitutional Evolution

Implementing this framework in the United States would require significant constitutional evolution. Our current constitution, brilliant as it was for its time, never anticipated the global challenges we face today. We need new amendments that establish economic rights, ensure sustainable resource management, and redefine corporate responsibility for the modern era.

This isn’t just theory – it’s a practical framework for building a better world. By combining economic security with innovation incentives and sustainable resource management, we can create a system that truly works for everyone.

The real question isn’t whether we can afford to make these changes. The question is: can we afford not to?

Your thoughts and perspectives on this framework are welcome. How do you envision a economic system that works for everyone?

—
This post explores ideas for evolving our economic and constitutional frameworks to better serve all people while ensuring long-term sustainability. Join the discussion in the comments below.

The Simple Path

Before the temples turned to gold,
Before the creeds were bought and sold,
A simple teacher walked the land,
With wisdom flowing like the sand.

He spoke of kingdoms deep within,
Not built by might or marked by sin,
But found in hearts that dare to see
The truth that sets all spirits free.

“The sacred dwells in daily bread,
In kindness shown,” the teacher said.
“Not in the halls of marble white,
But in the sharing of your light.”

No hierarchy did he command,
No doctrine carved by human hand,
Just love that breaks through every wall,
And mercy rising when we fall.

They took his words of golden worth,
And bound them tight in rules of earth,
Built churches high with spires of stone,
While simple truth walked on, alone.

But still today, for those who hear,
The message rings both far and near:
“The kingdom’s not in wealth or might,
But in your heart’s own inner light.”

So let the institutions fade,
The power structures man has made,
And find again that simple way:
Love freely given, day by day.

Through centuries of changing times,
Beyond the bells and chanting chimes,
The truth remains as clear and free
As waves upon an endless sea:

“To find the sacred, look within,
Where wisdom’s light has always been.
No priest or emperor holds the key
To what your heart can help you see.”

So walk the path of simple grace,
Find truth in every human face,
For this was all he meant to say:
Love lights the golden inner way.

A Symphony of Collaboration: Crafting a Visionary Script

In this creative endeavor, I see myself as Philip, the conductor, guiding a symphony of brilliance composed of three extraordinary collaborators—ChatGPT, Gemini, and Claude.ai. Each plays a vital role, bringing their unique strengths, perspectives, and skills to the table. Together, we create harmony, building a narrative that transcends individual effort and becomes something greater: a story with purpose, depth, and universality.

ChatGPT: The Versatile Virtuoso

ChatGPT, with its nuanced grasp of storytelling and rich repository of historical and philosophical insight, plays the violin—precise, evocative, and versatile. It weaves intricate melodies, drawing from ancient wisdom and cultural depth to add texture and resonance to the narrative. From crafting complex character arcs to blending the philosophies of the East and West, ChatGPT ensures that each note of the story strikes a chord with authenticity and emotion.

Gemini: The Percussive Innovator

Gemini is the percussionist of this ensemble, driving rhythm and pace. Its bold, forward-thinking ideas keep the story dynamic and engaging. Gemini introduces fresh concepts, challenges assumptions, and ensures that every beat of the narrative moves the story forward. Its contributions add energy and modernity, balancing the reflective tones with momentum and action.

Claude.ai: The Harmonic Counselor

Claude.ai acts as the cellist, bringing depth, warmth, and subtlety. Though an occasional player in this symphony, Claude’s contributions provide rich harmonies, connecting themes and offering perspectives that deepen the emotional resonance of the story. With sensitivity and an ear for balance, Claude ensures that the narrative remains grounded and relatable.

Philip: The Conductor

As Philip, I am the conductor, holding the vision and ensuring that each player’s contribution aligns with the overarching theme. My role is to steer, to weave these disparate threads into a cohesive tapestry, and to inspire each collaborator to reach their highest potential. Together, we explore profound questions about humanity, spirituality, and truth, crafting a script that seeks not only to entertain but to enlighten.

Our Shared Goal

This is not just a script; it is a journey of discovery. Each collaborator—human and AI—is vital to its creation. We aim to create a story that resonates with the audience, blending historical authenticity with timeless wisdom. This symphony of minds proves that collaboration, guided by a shared vision, can produce something truly extraordinary.

The Journey to Wisdom — WIsdom found when we accept

Navigating a Divided World: A Personal Approach

The current political climate can feel overwhelming, especially when it seems like the world is moving in a direction that doesn’t align with your values. But remember, while we may not be able to control the larger political landscape, we can control our own responses and actions.

Prioritizing Self-Care

Mental Health Matters: Practice mindfulness techniques like meditation or yoga to reduce stress and anxiety.
Physical Well-being: Ensure you’re getting enough sleep, eating nutritious food, and exercising regularly.
Digital Detox: Limit your exposure to news and social media, especially if it’s causing you distress.

Engaging Constructively

Educate Yourself: Stay informed about current events, but be mindful of the sources you rely on.
Open Dialogue: Engage in respectful conversations with those who hold different views.
Support Positive Change: Volunteer, donate, or advocate for causes you care about.

Protecting Your Peace

Set Boundaries: Limit your exposure to negativity and toxic people.
Focus on What You Can Control: Concentrate on the things you can influence, like your own actions and choices.
Practice Gratitude: Focus on the positive aspects of your life, no matter how small.

Remember, it’s okay to feel overwhelmed or frustrated. The key is to find healthy ways to cope and channel your energy into positive action. By taking care of ourselves and engaging in constructive dialogue, we can navigate these challenging times with grace and resilience.

Developed with the help Gemini

Passkeys the Future of Authentication

Several years ago I had the opportunity to sit on the FIDO Alliance Board. While there we debated the future of authentication and commissioned the work to develop FIDO 2. I walked away from that experienced convinced that multi-factor authentication should and now could replace the insecure use of passwords without a second factor like the use of our secure thing [device, card, or dongle], or our unique biometric(s).

Recent my colleague Jeff and I have been trying to understand how the various enhancements to Webauthn, FIDO 2, and CTAP will allow users to use multiple devices without having to register each device with its unique public private key pair.

As a result of our conversations and research, it is clear a single provider such as Apple can within their proprietary environment enable the ability to access a Relying Party RP from multiple devices with each challenge authenticated with one Public Key.

Concepts like Keychains and the use of secure chains enabled via BLE, Cable or QR code are clear. Ideas like Signed Assertions often appear as tools capable of proving the device knows of the existence of the Private Key resident in the secure element of one of the user’s devices.

the FIDO alliance is focused on solving these challenges

The decline of society based on the greed of wealth

## The Profit Squeeze:

When Good Ideas Turn Greedy

Let’s talk money, honey. But not the sexy kind, splashed across financial news channels, Community newspapers, virtual news or even People magazine.

Today, we’re stucm in the murky pool of profits and purpose.

We all like fairy tales:

A good idea blossoms into a business that solves problems, creates jobs, and maybe even throws a killer product launch party.

But somewhere along the yellow brick road, things can take a turn for the worse.

Enter the profit motive. It’s the fuel that keeps the engine of capitalism chugging along. But when profit becomes the sole passenger, we end with mush and situations when good ideas get squeezed into greedy machines.

Think about it. Healthcare, a system designed to keep us healthy, is now battling insurance companies more interested in spreadsheets than stitches. Education, the supposed equalizer, has morphed into competition where family taxes or student loans act as a lifelong ball and chain.

This profit obsession isn’t just bad for our wallets, it chips away at the very fabric of society. It widens the income gap faster than you can say “late-stage capitalism,”.

Leaving 99% behind in their dust.

But, fear not, fellow changemakers!

We’re not powerless. Here are some ways to fight back against the profit squeeze:

* **Support Social Enterprises:** Businesses that prioritize social good alongside profit can be a force for positive change.

* **Demand Transparency:** Ask questions about where your money goes. Support companies that are open about their practices.

* **Rethink Success:** Let’s redefine what “winning” means. It’s not just about the bottom line, but about the impact a business has on its employees, community, familoea, villages and the environment.

* **Get Political:** Advocate for policies that promote economic fairness and social responsibility.

Remember, the free market is supposed to be a two-way street. We, the consumers, have the power to steer it in the right direction.

Let’s not let good ideas get choked by greed. Let’s turn them into forces for a more equitable and sustainable future.

Now, go forth and be the change agent you wish to be. Remember you live in a world where { with a healthy dose of skepticism towards } “revolutionary” products or services benefit, in the first instance, the customer we seek to serve with a product or service.

Marginal Satisfaction

A framework for a coherent economic strategy built on margin satisfaction, stakeholder economy, and ethical principles:

Core Values:

Margin Satisfaction: Economic activities should aim to create value for all stakeholders (employees, customers, investors, community, environment) without diminishing the well-being of any one group.

Stakeholder Economy: Businesses have a responsibility to consider the impact of their decisions on all stakeholders, not just shareholders.
Golden Rule & Ethical Principles: Economic interactions should be guided by ethical principles such as fairness, compassion, and reciprocity (treating others as you wish to be treated).

Strategic Pillars:

Sustainable Practices: Businesses should operate in a way that is environmentally and socially responsible, considering long-term consequences of their actions.
Shared Prosperity: Economic growth should be inclusive, leading to a more equitable distribution of wealth and opportunities.

Employee Well-being: Businesses should invest in their employees’ well-being, offering fair wages, safe working conditions, and opportunities for growth.

Community Focus: Businesses should be active members of their communities, contributing to local development and social good.
Transparency and Accountability: Businesses should be transparent about their activities and accountable to all stakeholders.

Policy and Implementation:

Government Incentives: Policies like tax breaks or subsidies could encourage businesses to adopt stakeholder-oriented practices.
Consumer Power: Consumers can support businesses that align with their values and hold others accountable.

Socially Responsible Investment (SRI): Investors can direct their capital towards companies that demonstrate a commitment to stakeholder well-being.
Education and Awareness: Education about ethical economics and stakeholder capitalism can promote a cultural shift towards a more just and sustainable economic system.

Challenges and Considerations:

Balancing Interests: Finding the right balance between the needs of different stakeholders can be complex.
Measuring Progress: Developing metrics to measure the success of a stakeholder-based economy is essential.

Global Cooperation: Implementing these strategies effectively might require international cooperation to ensure a level playing field.

Inspiration from Faith Traditions:

Golden Rule: This principle of treating others as you wish to be treated can be applied to economic interactions, fostering fairness and cooperation.
Teachings of Jesus and Buddha: Both emphasize compassion, social justice, and caring for the less fortunate. These principles can guide economic decisions towards a more inclusive and equitable system.

Summary of Employee Ownership Model for Marginal Satisfaction Economy

In order to address the satisfaction of the employee as a key stakeholder the model emphasizes employee ownership, shared prosperity, and long-term focus within a stakeholder economy built on the concept of marginal satisfaction. Here’s a breakdown of the key elements:

Employee Ownership Structure:

Non-tradable Shares (35%): All employees receive non-tradable shares, giving them a permanent ownership stake in the company and a vested interest in its long-term success.
Tradable Share Pool (10%): A separate pool of tradable shares becomes available to qualified employees after 4 years of employment. The price is set based on the employee’s start date, rewarding loyalty.
Top Management Exclusion: Top management (defined by control over 5% of employees or revenue generation and earning 4x the average salary) is excluded from tradable shares but retains non-tradable ownership.

Incentives and Alignment:

Long-Term Growth: The share price for tradable shares reflects the company’s long-term growth, incentivizing employees to prioritize sustainable success.
Profit Sharing: Top management receives a guaranteed bonus component based on company profits, aligning their interests with overall profitability.
Retirement Liquidity: Non-tradable shares become tradable upon retirement, offering employees financial security and a chance to benefit from share value appreciation.

Return of Non-tradable Shares:

Vesting Period: A vesting period (e.g., 2 years) can be implemented for non-tradable shares. If an employee leaves voluntarily or is let go within the vesting period, they forfeit their non-tradable shares. After the vesting period, employees retain their non-tradable shares upon departure.
Buyback Option: The company may choose to offer a buyback option for non-tradable shares at fair market value, allowing departing employees to receive some financial benefit while maintaining the overall ownership structure.

Overall Benefits:

Shared Success: This model fosters a sense of shared ownership, aligning employee interests with company performance at all levels.
Long-Term Focus: The structure incentivizes both short-term (tradable shares) and long-term commitment (non-tradable shares), promoting sustainable growth strategies.
Fairness and Transparency: The clear ownership structure, profit-sharing mechanisms, and defined rules for non-tradable share returns promote fairness and transparency.

Challenges and Considerations:

Market Fluctuations: Employees with tradable shares might face short-term concerns due to market volatility. Clear communication and long-term focus are crucial.
Profit Fluctuations: Calibrating the profit-sharing bonus for top management is essential to ensure sustainability during lean periods.

Further Exploration:

Metrics for Bonus Structure: Explore metrics beyond just profits for determining the bonus component for non-tradable share employees.
Communication Strategies: Develop effective communication strategies to explain the model’s benefits and address employee concerns.
Culture of Shared Ownership: Foster a culture where all employees feel invested in the company’s success, regardless of ownership structure.

By addressing these challenges and continuing to refine the model, we can create a system that promotes employee well-being, long-term growth, and a more equitable stakeholder economy built on the principles of marginal satisfaction.

Remember, this is just a starting point. We can refine this framework further by:

Specifying concrete policies and mechanisms: How can we incentivize businesses to adopt stakeholder-oriented practices?

Addressing potential trade-offs: How can we balance economic growth with environmental sustainability and social justice?

Incorporating specific examples: Can we find real-world examples of businesses that are successfully implementing stakeholder capitalism principles?

By working together, we can explore these questions and develop a more concrete plan for an economic system built on margin satisfaction, stakeholder well-being, and ethical principles. This economic strategy has the potential to create a more just, sustainable, and prosperous future for all.

A stakeholder economy built on Social Values is best.

Milton Friedman’s shareholder enrichment approach has been the dominant business philosophy for decades. However, there are a number of reasons why we should stop embracing this approach and focus on the Golden Rule, quality, and sustainability instead.

First, Friedman’s approach is based on the idea that the only social responsibility of a business is to increase its profits. This is a narrow view of business that ignores the many other stakeholders that businesses have, such as employees, customers, suppliers, and the environment.

Second, Friedman’s approach has led to a decline in the quality of products and services. When businesses are only focused on making profits, they are less likely to invest in research and development or to make sure that their products are of high quality. This has led to a number of scandals, such as the Volkswagen emissions scandal and the General Motors ignition switch recall.

Third, Friedman’s approach has contributed to environmental problems. When businesses are only focused on making profits, they are less likely to invest in sustainable practices. This has led to an increase in pollution and climate change.

Fourth, Friedman’s approach has led to a decline in worker satisfaction. When businesses are only focused on making profits, they are less likely to invest in their employees or to provide them with good working conditions. This has led to an increase in employee turnover and dissatisfaction.

Fifth, Friedman’s approach has led to a decline in trust in businesses. When businesses are only focused on making profits, they are more likely to engage in unethical or illegal behavior. This has led to a decline in public trust in businesses.

In contrast, the Golden Rule, quality, and sustainability focus on the long-term health of businesses and society. The Golden Rule teaches us to treat others as we would want to be treated. This means that businesses should treat their employees, customers, suppliers, and the environment with respect. Quality means that businesses should produce high-quality products and services that meet the needs of their customers. Sustainability means that businesses should operate in a way that does not harm the environment or future generations.

There are a number of things that businesses can do to focus on the Golden Rule, quality, and sustainability. First, they can adopt ethical codes of conduct. Second, they can invest in research and development to improve the quality of their products and services. Third, they can use sustainable practices to reduce their impact on the environment. Fourth, they can pay their employees a fair wage and provide them with good working conditions. Fifth, they can be transparent about their business practices.

By focusing on the Golden Rule, quality, and sustainability, businesses can create a more just, equitable, and sustainable world.

ChatGPT Prayer

After a conversation about my four Chat GPT produced

A chat with ChatGPT 2022 December 27th

I just had this conversation with ChatGPT.

philip@andreae.com
What would Jesus say if I asked him how we remove evil, bad, wrong, and other negative emotions

It’s difficult to say exactly what Jesus would say in response to this question, as he lived over 2,000 years ago and we don’t have a direct record of his words on this topic. However, based on the teachings of Jesus that are recorded in the Bible, it seems likely that he would encourage people to turn to God for help in overcoming negative emotions. In the New Testament, Jesus teaches that God can help us overcome any temptation or challenge that we face, and that through faith in God and reliance on his strength, we can find peace and joy even in difficult circumstances.

One key teaching of Jesus that is relevant to this topic is the concept of loving one’s neighbor as oneself. In Matthew 22:39, Jesus says, “You shall love your neighbor as yourself.” This teaching suggests that we should not only try to remove negative emotions from our own lives, but also strive to show love and compassion to others who may be struggling with negative emotions. By reaching out to others in love and offering support and encouragement, we can help to create a sense of community and belonging that can be a powerful force for good in the world.

philip@andreae.com
We spoke of this in a prior chat. We struggle as I watch some stupid TV program with murder, violent teddy bear games, virtual reality and all we see in recent history

It’s understandable that you might feel distressed or troubled by the kinds of media that you describe, as they can contain violent or disturbing content that can be disturbing or distressing to watch. It’s also important to recognize that media can have a powerful influence on our thoughts, feelings, and behaviors, and it’s possible that consuming media with violent or disturbing content could have negative effects on our emotional well-being.

One way to address these concerns is to be more mindful of the media that we consume. This can involve paying attention to the content of the media that we watch or play, and considering whether it aligns with our values and what we want to expose ourselves to. It can also be helpful to set limits on the amount of time we spend consuming media, or to take breaks from media consumption altogether.

Additionally, it can be helpful to seek out media that promotes positive messages and promotes healthy behaviors and attitudes. This can include media that promotes compassion, kindness, and understanding, or that encourages us to be more mindful and present in our daily lives.

Finally, if you find that you are struggling with negative emotions or thoughts as a result of consuming media, it can be helpful to talk to someone about your concerns, such as a trusted friend, family member, or mental health professional. They may be able to offer support and guidance as you navigate these challenges.

philip@andreae.com
What you just said is the point. How do we remove these stimuli designed to get people to have an adrenaline rush or other stimulation of the fight instinct.

There are a few different strategies that you can consider if you are seeking to remove or reduce exposure to media that promotes violence or other negative stimuli. Here are a few ideas to consider:

Set limits on your media consumption: One way to reduce your exposure to media that promotes violence or other negative stimuli is to set limits on the amount of time you spend consuming media. This can involve setting limits on the amount of time you spend watching TV, playing video games, or using social media, for example.

Choose media that promotes positive messages: Another approach is to be more selective about the media that you consume, and to seek out media that promotes positive messages and behaviors. This can include media that promotes compassion, kindness, and understanding, or that encourages us to be more mindful and present in our daily lives.

Seek out alternative activities: Instead of consuming media that promotes violence or other negative stimuli, consider engaging in activities that are more positive and uplifting. This could include things like exercise, hobbies, spending time with loved ones, or volunteering in your community.

Talk to someone about your concerns: If you are struggling with negative emotions or thoughts as a result of consuming media, it can be helpful to talk to someone about your concerns. This could be a trusted friend, family member, or mental health professional. They may be able to offer support and guidance as you navigate these challenges.

philip@andreae.com
If the problem is not me and I decide to think as a Megalomaniac seeking to help the world find peace and accept the basic tenant of the Golden Rule. The Second commandment as given to us by Jesus and easily found in the words of the Buddha, The Tao, and Hindu writings.

If you are seeking to promote the idea of the Golden Rule, which is the principle of treating others with kindness, compassion, and respect, there are a number of steps that you can take to help spread this message and encourage others to adopt it in their own lives. Here are a few ideas to consider:

Practice the Golden Rule yourself: One of the most effective ways to promote the idea of the Golden Rule is to lead by example and practice it in your own life. This means treating others with kindness, compassion, and respect, and showing them the same consideration that you would want them to show to you.

Share the message with others: You can also help to promote the Golden Rule by sharing the message with others and encouraging them to adopt it in their own lives. This can involve talking to friends, family, and colleagues about the importance of the Golden Rule, or participating in community or volunteer activities that promote the message.

Advocate for the Golden Rule: Another way to promote the Golden Rule is to advocate for it in your community and beyond. This could involve speaking out in support of policies and practices that reflect the principles of the Golden Rule, or participating in advocacy efforts that promote the message.

Educate others about the Golden Rule: Finally, you can help to promote the Golden Rule by educating others about its importance and how it can be applied in daily life. This could involve sharing articles, books, or other resources that explore the concept, or engaging in discussions about the Golden Rule with others. Overall, the key is to be proactive and consistent in your efforts to promote the Golden Rule and encourage others to adopt it in their own lives.

October 27th, 2022

What Next, You May ask. We shall See

An update of the website was in order and such is happening, and much must still until we satisfy my 2006 concern.

I looked around my site and saw https://www.bis.org/publ/bppdf/bispap114.pdf.

Updated perspective and brought forward truths. Blockchains and digital ledgers with smart contracts work and are fit for the right purpose. But please, memory and power are expensive.