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Payments and digital identity are essential tools in a connected world. Philip is a evangelist, strategic thinker and mentor. Focused on assisting executives, managers and enterprises navigate the intricacies of innovation and address the challenges, in this connected world surrounding us with voice, video and, data streams constantly – enhanced by the disruptive capabilities of technology

  • XMAS
  • About
    • Introduction
      • Executive Coach & Management Consultant
        • Timeline
        • Who is Philip
    • Philip Andreae Resume
    • 4 at 4 – Leadership driven by critical thinking
  • Blog
  • Presentations
    • PA&A Speaking Engagements
    • 2011 America finally embraces security for card payments
    • Presentations Posted 1996-2013
    • Mobile Payments circa 2009
    • PA&A NYC, London, Brussels, St Paul, Toronto, Atlanta
      • Carte Blanche – Circa 1996
      • Unicate
      • Mobile Financial Services
      • Mobile Payments circa 2009
      • FIDO-The Case for Better Authentication
  • What Next
    • A Little Story
    • A Consumer’s Dream
    • The Card Payment Landscape
    • FIDO-The Case for Better Authentication
    • The Camera
    • My Wallet
    • Cando
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Blog Archive

A Complex Payments Landscape

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Categories

  • Authentication
  • Blockchain
  • Business
  • contactless
  • Cyber Security
  • eCommerce
  • EMV
  • FIDO
  • Healthcare
  • Identification
  • Identity
  • IoT
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  • Mobile Payments
  • Our Globally economy
  • Payments
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Philip`s Blog

  • Making you you – A question of Identity 2018 December 26
  • As Facebook Raised a Privacy Wall 2018 December 19
  • 16 Insanely Cool Gadgets 2018 December 15
  • Disruption or the Reality of Legacy 2018 December 13
  • Christmas 2018 2018 December 08
  • The Case for Better Authentication 2018 November 28
  • To connect or disconnect this is the quandry 2018 November 25
  • What happened 2018 November 25
  • The State of Our Nation 2018 November 22
  • 2018 Christmas List 2018 November 19
  • The only absolute truth is God is all and in all 2018 November 18
  • Acceptance of each others’ belief is key 2018 November 14
  • Digital Identity and Multi-Factor Authentication, A Necessity in an Increasing Digital World 2018 November 09
  • The Dual Interface Business Case 2018 November 06
  • of Identity and Authentication in a Connected World of things. 2018 November 06
  • From Password and PIN to Biometrics 2018 November 06
  • The Good and Evil 2018 November 05
  • Dual Interface Construction 2018 October 26
  • Will the US truly embrace dual interface cards or is our phone the future 2018 October 25
  • What Happens When the Lights Go Out 2018 October 23
  • Four Words, Four Processes and Three Concepts 2018 October 19
  • A letter to the legislative Representatives of our Government – be they Local, State or Federal 2018 October 06
  • The Future of EMVCo Next Gen 2018 September 12
  • A Letter to Karen Webster of PYMNTS.COM 2018 September 12
  • Ten steps to making a project successful 2018 September 06
  • From Nothing is there Something 2018 September 04
  • NYTimes: Transaction Costs and Tethers: Why I’m a Crypto Skeptic 2018 August 02
  • An Identifier is not an Authenticator 2018 July 23
  • Could a US Cryptocurrency Prevent Systemic Harm to the Underbanked and Underserved? 2018 July 23
  • The case for Identification and Authentication 2018 July 19
  • Naturally I assumed you had stolen the car 2018 July 16
  • Something to wonder about 2018 July 16
  • Legacy the American disease 2018 July 12
  • The Future of Blockchain 2018 July 10
  • Digital Identity 2018 July 09
  • Sunday Sermon July 8 2018 July 08
  • Letter to the American President 2018 July 06
  • Authentication or Identification 2018 July 04
  • Trust – the truth of our identity 2018 July 01
  • What Explains U.S. Mass Shootings? 2018 June 28
  • Mobile Payment – Thoughts after listening 2018 June 28
  • What is EMVCo goal with the release of their SRC framework 2018 June 28
  • Why do we need Tokens and Tokenization 2018 June 28
  • A message unsubscribing to https://act.moveon.org 2018 June 27
  • is this what it is really all about 2018 June 25
  • Sunday, thinking of being in the boat in a storm 2018 June 24
  • Of NFC, Mobile and History 2018 June 21
  • Block Chain. Hype, the future, fiction or a scheme? 2018 June 20
  • A Podcast on identity, privacy, and our digital world 2018 June 18
  • Federation and the Identity Provider 2018 June 04
  • of Tokens and Things 2018 June 04
  • Block Chain a Conversation with Doug King at the SRPC event at the Federal Reserve of Atlanta 2018 May 13
  • Payment Card Construct and Dual Interface Deployment 2018 April 16
  • Identity a brave new world 2018 April 11
  • life, liberty and the pursuit of happiness 2018 March 24
  • Financial Trade Groups Write to House Leaders in Support of Data Breach Notification Bill 2018 March 03
  • What scares me most 2018 February 03
  • The management of our identity 2018 February 03
  • A Shift from Check-out to Check-in will reshape the way merchants engage with their consumers 2018 January 23
  • DIY the Cyber Guy a conversation about Bitcoin and EMV  2018 January 19
  • Words all bound to who we claim to be – How do we identify ourselves on the Internet or in Cyberspace? 2018 January 18
  • The challenge of voice recognition and the need for multiple modalities to the question of authentication 2018 January 04
  • We must take care when we speak or sell the power of that which may not be 2017 December 06
  • Europe Led the way with EMV yet Europe appears to prefer cash 2017 December 06
  • Identity and Payments 2017 December 05
  • Digital Identity 2017 November 19
  • Will Wal-Mart Pay surpass Apple Pay, Samsung Pay and Android Pay 2017 November 08
  • Thinking about cards 2017 November 05
  • ICO Independent Coin Offer 2017 November 03
  • The Fourth Industrial Revolution 2017 October 25
  • Money 2020 – 2017 – Las Vegas – Wednesday Digital Identity and Payments 2017 October 25
  • Deciphering Digital – Your Phone is Your Wallet 2017 October 23
  • Trumpe Park – A Movie Line 2017 October 22
  • A look at the actors that support Internet Payments 2017 October 17
  • Citizen Bill of Cyber Bill of Rights 2017 October 16
  • IoT Payments Wednesday Morning 2017 October 11
  • All in a Name 2017 October 11
  • IoT 2017 Payments Tuesday Afternoon 2017 October 10
  • IoT 2017 Payments Tuesday Morning 2017 October 10
  • Tokenization and the search for Identification and Authentication 2017 October 07
  • Philip Andreae & Associates is Open for Business 2017 October 06
  • In the News as the Vice President of Oberthur Technologies 2015 September 26
  • Interchange fact, fiction and myths 2013 May 15
  • Is recent EMV announcement the catalyst the U.S. needs to catch up? 2013 January 20
  • ISIS the new Mobile Commerce JV … What next 2012 February 22
  • The path for the USA to EMV 2012 February 22
  • Payment – Mobile Payments – Connectless payments and an opening to further discussion 2012 February 01
  • NSTIC and EMV should merge 2011 October 05
  • Legacy infrastructure impedes truly innovative disruption 2011 January 03
  • Are the Pundits over thinking the ISIS proposition 2010 November 19
  • EMV is truly becoming the base for secure Card Authentication and Cardholder Verification 2010 October 27
  • A must read on NFC Near Field Communications 2010 March 04
  • Remove Volatility 2010 February 28
  • The Future of Money 2010 February 25
  • Critical mass versus ubiquity the future of payments 2010 February 25
  • An interesting story as we think about health care 2009 October 16
  • today on CNN – What about this idea 2009 October 15
  • From Nothing Something 2009 October 12
  • What next for Smart Card and Mobile Phone 2009 October 09
  • The NYTimes understands what EMV is 2009 October 06
  • False Prophets and False Profits 2009 September 12
  • American Banker Reports 2009 June 27
  • The time grows near for the merging of leather and electronics 2009 June 10
  • Pondering Mother and Daughters 2009 May 16
  • America needs to embrace the Future 2009 May 07
  • Good, Bad or indifferent. The Good has it. 2009 May 03
  • Geithner – Architect of the House of Cards? 2009 April 30
  • Do as you say 2009 April 30
  • It is one thing to allow them protection under the law it is another to marry them 2009 April 28
  • Is the UAW focusing on helping or simply being greedy 2009 April 28
  • In God We Trust 2009 April 27
  • Our Financial Market must embrace the spirit of Social responsibility and avoid the power of the Dark Side 2009 April 27
  • Our Medical System should be run by doctors not corporations 2009 April 27
  • Letter to President Obama 2009 April 13
  • e-ID – a public utility or a space of trusted third parties 2008 May 25
  • Mobile Payments and Banking – Consumer reaction is negative 2008 May 25
  • Interchange is under threat 2008 May 16
  • Alternative Payment Methods 2008 May 16
  • Interchange under judicial and legislative review 2008 May 15
  • European ATM Skimming Fraud Jumps 43% 2008 May 08
  • Crooks Have Your Card and You Don’t Even Know It 2008 May 02
  • Protected: Yesterday today and tomorrow 2008 April 25
  • Genesis evolution creation and the power of God 2008 April 13
  • Power of Positive Thought 2008 March 13
  • Is God the joining of the Earth Father and The Earth Mother into one flesh, that which we call God 2008 March 02
  • China, socialism and the world of electronic health records. 2008 February 28
  • As the World Turns everything changes and nothing is different 2008 February 21

Private Posts for Friends and Family

Philip’s Personal Blog of Thoughts and Prayers.

What Explains Mass Shooting in the USA

Sunday Thinking about being in a Storm

Life, Liberty and the Pursuit of Happiness

Trumpe Park – A Movie Line

What Scares Me the Most

From Nothing Something

Genesis evolution creation and the power of God

Is God the Joining of the Earth Father and the Earth Mother into one Flesh, that which we call God

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