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Payments and digital identity are essential tools in a connected world. Philip is a evangelist, strategic thinker and mentor. Focused on assisting executives, managers and enterprises navigate the intricacies of innovation and address the challenges, in this connected world surrounding us with voice, video and, data streams constantly – enhanced by the disruptive capabilities of technology

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A Complex Payments Landscape

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Philip`s Blog

Making you you – A question of Identity 2018 December 26
As Facebook Raised a Privacy Wall 2018 December 19
16 Insanely Cool Gadgets 2018 December 15
Disruption or the Reality of Legacy 2018 December 13
Christmas 2018 2018 December 08
The Case for Better Authentication 2018 November 28
To connect or disconnect this is the quandry 2018 November 25
What happened 2018 November 25
The State of Our Nation 2018 November 22
2018 Christmas List 2018 November 19
The only absolute truth is God is all and in all 2018 November 18
Acceptance of each others’ belief is key 2018 November 14
Digital Identity and Multi-Factor Authentication, A Necessity in an Increasing Digital World 2018 November 09
The Dual Interface Business Case 2018 November 06
of Identity and Authentication in a Connected World of things. 2018 November 06
From Password and PIN to Biometrics 2018 November 06
The Good and Evil 2018 November 05
Dual Interface Construction 2018 October 26
Will the US truly embrace dual interface cards or is our phone the future 2018 October 25
What Happens When the Lights Go Out 2018 October 23
Four Words, Four Processes and Three Concepts 2018 October 19
A letter to the legislative Representatives of our Government – be they Local, State or Federal 2018 October 06
The Future of EMVCo Next Gen 2018 September 12
A Letter to Karen Webster of PYMNTS.COM 2018 September 12
Ten steps to making a project successful 2018 September 06
From Nothing is there Something 2018 September 04
NYTimes: Transaction Costs and Tethers: Why I’m a Crypto Skeptic 2018 August 02
An Identifier is not an Authenticator 2018 July 23
Could a US Cryptocurrency Prevent Systemic Harm to the Underbanked and Underserved? 2018 July 23
The case for Identification and Authentication 2018 July 19
Naturally I assumed you had stolen the car 2018 July 16
Something to wonder about 2018 July 16
Legacy the American disease 2018 July 12
The Future of Blockchain 2018 July 10
Digital Identity 2018 July 09
Sunday Sermon July 8 2018 July 08
Letter to the American President 2018 July 06
Authentication or Identification 2018 July 04
Trust – the truth of our identity 2018 July 01
What Explains U.S. Mass Shootings? 2018 June 28
Mobile Payment – Thoughts after listening 2018 June 28
What is EMVCo goal with the release of their SRC framework 2018 June 28
Why do we need Tokens and Tokenization 2018 June 28
A message unsubscribing to https://act.moveon.org 2018 June 27
is this what it is really all about 2018 June 25
Sunday, thinking of being in the boat in a storm 2018 June 24
Of NFC, Mobile and History 2018 June 21
Block Chain. Hype, the future, fiction or a scheme? 2018 June 20
A Podcast on identity, privacy, and our digital world 2018 June 18
Federation and the Identity Provider 2018 June 04
of Tokens and Things 2018 June 04
Block Chain a Conversation with Doug King at the SRPC event at the Federal Reserve of Atlanta 2018 May 13
Payment Card Construct and Dual Interface Deployment 2018 April 16
Identity a brave new world 2018 April 11
life, liberty and the pursuit of happiness 2018 March 24
Financial Trade Groups Write to House Leaders in Support of Data Breach Notification Bill 2018 March 03
What scares me most 2018 February 03
The management of our identity 2018 February 03
A Shift from Check-out to Check-in will reshape the way merchants engage with their consumers 2018 January 23
DIY the Cyber Guy a conversation about Bitcoin and EMV 2018 January 19
Words all bound to who we claim to be – How do we identify ourselves on the Internet or in Cyberspace? 2018 January 18
The challenge of voice recognition and the need for multiple modalities to the question of authentication 2018 January 04
We must take care when we speak or sell the power of that which may not be 2017 December 06
Europe Led the way with EMV yet Europe appears to prefer cash 2017 December 06
Identity and Payments 2017 December 05
Digital Identity 2017 November 19
Will Wal-Mart Pay surpass Apple Pay, Samsung Pay and Android Pay 2017 November 08
Thinking about cards 2017 November 05
ICO Independent Coin Offer 2017 November 03
The Fourth Industrial Revolution 2017 October 25
Money 2020 – 2017 – Las Vegas – Wednesday Digital Identity and Payments 2017 October 25
Deciphering Digital – Your Phone is Your Wallet 2017 October 23
Trumpe Park – A Movie Line 2017 October 22
A look at the actors that support Internet Payments 2017 October 17
Citizen Bill of Cyber Bill of Rights 2017 October 16
IoT Payments Wednesday Morning 2017 October 11
All in a Name 2017 October 11
IoT 2017 Payments Tuesday Afternoon 2017 October 10
IoT 2017 Payments Tuesday Morning 2017 October 10
Tokenization and the search for Identification and Authentication 2017 October 07
Philip Andreae & Associates is Open for Business 2017 October 06
In the News as the Vice President of Oberthur Technologies 2015 September 26
Interchange fact, fiction and myths 2013 May 15
Is recent EMV announcement the catalyst the U.S. needs to catch up? 2013 January 20
ISIS the new Mobile Commerce JV … What next 2012 February 22
The path for the USA to EMV 2012 February 22
Payment – Mobile Payments – Connectless payments and an opening to further discussion 2012 February 01
NSTIC and EMV should merge 2011 October 05
Legacy infrastructure impedes truly innovative disruption 2011 January 03
Are the Pundits over thinking the ISIS proposition 2010 November 19
EMV is truly becoming the base for secure Card Authentication and Cardholder Verification 2010 October 27
A must read on NFC Near Field Communications 2010 March 04
Remove Volatility 2010 February 28
The Future of Money 2010 February 25
Critical mass versus ubiquity the future of payments 2010 February 25
An interesting story as we think about health care 2009 October 16
today on CNN – What about this idea 2009 October 15
From Nothing Something 2009 October 12
What next for Smart Card and Mobile Phone 2009 October 09
The NYTimes understands what EMV is 2009 October 06
False Prophets and False Profits 2009 September 12
American Banker Reports 2009 June 27
The time grows near for the merging of leather and electronics 2009 June 10
Pondering Mother and Daughters 2009 May 16
America needs to embrace the Future 2009 May 07
Good, Bad or indifferent. The Good has it. 2009 May 03
Geithner – Architect of the House of Cards? 2009 April 30
Do as you say 2009 April 30
It is one thing to allow them protection under the law it is another to marry them 2009 April 28
Is the UAW focusing on helping or simply being greedy 2009 April 28
In God We Trust 2009 April 27
Our Financial Market must embrace the spirit of Social responsibility and avoid the power of the Dark Side 2009 April 27
Our Medical System should be run by doctors not corporations 2009 April 27
Letter to President Obama 2009 April 13
e-ID – a public utility or a space of trusted third parties 2008 May 25
Mobile Payments and Banking – Consumer reaction is negative 2008 May 25
Interchange is under threat 2008 May 16
Alternative Payment Methods 2008 May 16
Interchange under judicial and legislative review 2008 May 15
European ATM Skimming Fraud Jumps 43% 2008 May 08
Crooks Have Your Card and You Don’t Even Know It 2008 May 02
Protected: Yesterday today and tomorrow 2008 April 25
Genesis evolution creation and the power of God 2008 April 13
Power of Positive Thought 2008 March 13
Is God the joining of the Earth Father and The Earth Mother into one flesh, that which we call God 2008 March 02
China, socialism and the world of electronic health records. 2008 February 28
As the World Turns everything changes and nothing is different 2008 February 21

Trumpe Park – A Movie Line

Posted on 2017 October 222018 July 09Author Philip AndreaeCategories Personal Thoughts

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