#
- 2009
- 2009 Google Ponders Mobile Payments
- 2011 America finally embraces security for card payments
- 4 at 4 – Leadership driven by critical thinking
A
- A Career in Three Phases
- A Consumer’s Dream
- A Letter Across the Divide — From the Swirl
- A Little Story
- A World of Connected Objects Designed to Serve Us
- A World of Connected Objects Secure Technology Alliance October 2017
- About — Start Here
- AI
- AI Assessment Andreae.com
- An Alternate to Smart Cards – 3DAS
- An Open Letter
- As It Was
- Asymmetry — Seven-Part Series Index
B
C
D
- DECIPHERING DIGITAL – YOUR PHONE IS YOUR WALLET
- DNA, Temperament, and Why Not
- Driving industry and country wide deployments
E
- E*MERGE: Secure Internet Payment System Powered by 3DAS
- EMV: The Room Where Three Became One
- entertainment
- EPCOR Spring 2018 Keynote – EMV – Chip and Choice
- Equality
- Eric
- Europay International
- European Card Payments – Part 1 – circa 1998
- European Card Payments – Part 2 – circa 1998
- Experience 2000
- Exploring AI in Pursuit of Truths
F
- FIDO
- FIDO Overview — Secure Technology Alliance, June 2015
- FIDO-The Case for Better Authentication
- Freewill
G
H
I
- Identity
- Identity the Need
- In the Beginning
- Integrated into the Mobile Phone circa 2006
- Introduction
- Israeli Palestine May 12th, 2021
K
L
- Let’s Talk about the Payment Landscape
- Let’s Talk Identity Basics
- Letter to Senator Perdue
- Links read and learned of
M
- Management Consultant
- MasterCard International
- Merry Christmas and a Happy New Year
- Mobile Financial Services
- Mobile Payments circa 2009
- Mobile Wallet Prior Art: From Europay to My Wallet to CanDo
- Mobilizing Technology and Building Infrastructure
- Morality
- My Wallet
- My Wallet
N
P
- PA&A
- PA&A — A Walk in Time
- PA&A an organization with International flavor
- PA&A Speaking Engagements
- Payments
- Payments and Telecommunications – Friend or Foe
- Personal
- Philip Andreae Resume
- Philip at Heart
- Philip At Work
- Philip E. Andreae
- Plan, Cast, and Background
- PLEASE
- Power
- Presentations
- Presentations Posted 1996-2013
- Presentations while advising VOATZ
- Prime
- Prime Ontology-1:
- Prime Ontology-2
- Prime-Corpus
- Prime-thesis
R
S
T
- The 90’s an end to the twentieth Century
- The Beginning
- The Camera
- The Card Payment Landscape
- The Enabler of eCommerce Payments
- The Family Page
- The Lie
- The Payment Card
- The Reserve
- Thoughts on Transit for Toronto Circa 2004
- Timeline
- Truth
- Turtles
- Turtles hatching 2021
U
V
W
- We You I
- What is a Smart Card
- What is A Smart – A Short Overview of the Technology Behind EMV
- What Next
- What Will Be
- What’s Missing
- Whispers of Destiny
- Who is Philip
- Wisdom
- Words
- Work History
X
Y
Z
Philip Andreae, in dialogue with ChatGPT, an AI companion.
Updated October 23, 2026. ChatGPT added the Swirl entry and corrected the Payments hub link. Philip provides direction and final editorial authority. Earlier contribution history is not established here; this signature records the current update.
Updated November 1, 2026: ChatGPT added Golden Threads, the five individual thread pages, and DNA, Temperament, and Why Not, under Philip Andreae’s direction. Review method: AI Working Method and the Swirl.