PA&A has operated across four decades and four continents — New York, London, Brussels, Toronto, and beyond. The work has always been the same in character: arrive when the problem is hard, understand the architecture before proposing the solution, and stay until the standard is actually deployed.
What follows is a record of the engagements that shaped the field.
Payments
Client Engagement Material
Europay International EMV co-founder and Executive Committee signatory, Versions 1–3. The specification now on ten billion cards. EMV → Visa Canada National EMV adoption strategy — driving chip card migration at country scale. EMV → MasterCard International EMV standards development and adoption strategy. FIDO Alliance Board member. EMV → · FIDO → British Telecom Payment landscape briefing — mapping every actor in a card transaction for BT Financial Services. Payments → Canadian Tire Financial Services Payment card program advisory. Worldpay Target Operating Model for new legal entity. Shell Payment and loyalty solution — business and technical requirements.
Identity & Authentication
Client Engagement Material
FIDO Alliance Secretary of the Board, 2014–2017. Governance of the authentication standard now deployed as passkeys by Apple, Google, and Microsoft. FIDO → IBM Smart card infrastructure advisory. Secure Technology Alliance Multiple presentations and white papers on FIDO, mobile identity, and contactless payments. Presentations → Unicate BV Alternative to smart cards — novel approach to identity and authentication using unwoven fibers and parallax. 3DAS deck →
Elections & Democratic Technology
Client Engagement Material
Voatz Senior Advisor — cryptographic identity and mobile authentication architecture for blockchain-based mobile voting. Deployed in the 2020 U.S. Presidential Election. Presentations →
Education & Standards
Venue Engagement Material
Kennesaw State University Three-session educational series: EMV, FIDO, and identity architecture for the next generation of payments professionals. Series → EPCOR Keynote: EMV — Chip and Choice. Keynote → Oracle EMEA Interim Director of Financial Services consulting — eCommerce payments landscape for financial institutions. Deck → Oberthur Technologies / IDEMIA VP Field Marketing — represented Oberthur at industry conferences across EMV, FIDO, and mobile payments. Presentations → MHT (Manufacturers Hanover Trust) Project Analyst, Global X.25 Network — secure data communications infrastructure. Bankers Trust · Salomon Brothers · Shearson Lehman Designed the first trading rooms for three major capital markets firms, NYC and London.
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