An interesting concern and a telling phrase. When one Googles the phrase “Pay to the Paid” the result takes us into the contracts associated with Protection and Indemnity insurance P&I.
When I entered the search term, I was thinking about how financial institutions see ‘payments’ as a revenue source. In particular, the word ‘Interchange’ springs to mind. I remember sitting in a management meeting in Foster City and the Visa International offices as we discussed the results of a McKinsey study