Senior Advisor | Identity · Payments · Elections
Founder, Philip Andreae & Associates · Industry Standards Architect · Global Fintech Executive
If your organization needs someone who has built the systems that identity, payments, and election integrity run on — not just advised from the sidelines — Philip Andreae is a rare find. Over four decades, Philip has shaped global standards, led multinational deployments, and testified his work through thousands of hours in boardrooms, standards bodies, and the field. He is available for senior advisory, board, and consulting engagements.
What Philip Brings as a Senior Advisor
🔐 Digital Identity & Authentication
Philip has been a central figure in defining how the world authenticates — from smart card standards to FIDO2 passkeys. He served as Secretary of the Board of the FIDO Alliance and has guided organizations through the transition from password-based authentication to modern, phishing-resistant identity frameworks. His expertise spans identity lifecycle management, biometrics, mobile identity, and the policy architecture that makes digital identity legally and operationally sound.
💳 Payments & Financial Technology
Philip played a defining role in the global rollout of EMV — the chip card standard now used on billions of debit and credit cards worldwide. As Vice President at Oberthur Technologies and Principal at Philip Andreae & Associates, he managed the deployment of millions of smart cards for financial institutions across North America and Europe. His payments expertise covers contactless, NFC, mobile wallets, CBDC, tokenization, card-present fraud mitigation, and the regulatory frameworks governing them. He has worked directly with MasterCard International, British Telecom, Canadian Tire Financial Services, IBM, Shell, and Worldpay.
🗳️ Election Security & Democratic Technology
Philip is one of a very small number of people globally who combine deep expertise in cryptography, identity, and mobile technology with hands-on work in election systems. He developed blockchain-based standards for remote mobile voting and served as a senior advisor to Voatz, which deployed its mobile voting platform in the 2020 U.S. Presidential Election. He has presented to legislative bodies, testified on voting technology, and published extensively on the intersection of identity verification and democratic access.
Career Arc
Philip Andreae & Associates — Founder & Principal Consultant
Philip’s independent advisory practice has served clients across financial services, government, healthcare, and technology for over two decades. Engagements have included defining global payment standards, designing go-to-market strategies for new identity products, educating C-suite executives on emerging technology risk, and building the business case for large-scale infrastructure investments.
Oberthur Technologies — Vice President
At Oberthur, one of the world’s largest smart card manufacturers, Philip led the development and deployment of EMV applications for major U.S. financial institutions. He brought subject matter expertise to complex sales cycles, bridged the gap between technical engineering and executive decision-making, and helped accelerate the adoption of chip-based payments at scale.
Industry Standards & Associations
Philip’s standards work has had industry-wide impact. He has been actively involved in the Secure Technology Alliance, the U.S. Payments Forum, the Mobile Payments Industry Working Group, and the FIDO Alliance. His role in defining the global EMV standard — and in shaping early FIDO authentication specifications — represents foundational contributions that continue to protect billions of transactions daily.
Selected Clients & Engagements
| Client | Engagement |
| MasterCard International | EMV standards development & adoption strategy |
| Shell | Payment and loyalty solution — business & technical requirements |
| Worldpay | Target Operating Model for new legal entity |
| IBM | Smart card infrastructure advisory |
| British Telecom | Mobile payments & identity integration |
| Canadian Tire Financial Services | Payment card program advisory |
| Voatz | Senior Advisor — mobile voting technology & election security |
The Other Dimensions of Philip’s Work
Philip Andreae is more than his professional resume. Parallel to his fintech career — and in many ways its philosophical complement — he has pursued two long-form intellectual projects that reflect his lifelong commitment to finding pattern, truth, and meaning beneath the surface of things.
Prime Numbers & The Natural Order
Philip has spent years developing an original framework he calls Prime Ontology — an exploration of how prime numbers are not merely mathematical abstractions, but structural features of reality itself. From the geometry of the first primes to the Swirl as a cosmological model, this work spans mathematics, physics, and philosophy. It is serious, original, and ongoing. Explore Prime Ontology →
The Hesus Project
More than fifty years in formation, the Hesus Project is Philip’s exploration of what shaped the man history calls Jesus — before scripture, before doctrine, before institution. Developed as a feature film / limited series titled Whispers of Destiny, it is grounded in historical research, cross-cultural ethics, and a lifetime of asking the questions that powerful institutions prefer remain unanswered. Explore the Hesus Project →
Contact & Engagement
Philip is open to senior advisory roles, board positions, consulting engagements, keynote speaking, and strategic partnerships in the domains of digital identity, payments infrastructure, and election technology. Get in touch →
Full resume and downloadable PDF available at Philip Andreae Resume →