Philip Andreae is an internationally experienced executive with 25+ years of experience .

PA&A focuses on assisting organizations to achieve their goals of shareholder wealth, and stakeholder engagement.

PA&A works with its clients to achieve organizational convergence and technology integration.  The focus is on education, analysis, mentoring and being part of the client team.

We have the experience to help organizations exploit technology to serve the needs of business and drive market penetration and profitability.

With the evolution of technology follows exploitation by criminals.  Their current focus is to profit from inadequacies in our security and the ability to capture our identities.  Our experience is in:

·        Project management

·        Credit & debit card payments

·        Electronic purse alternatives

·        Internet commerce

·        Smart cards & their application

·        Brand and marketing

·        Executive facilitation

·        Business development

·        Interim & executive management

The Internet raises issues of privacy in a digital world.

Successful Retailers must embrace all channels and expand beyond Main Street and out to the universe.

·     In the real world cash and cards are ubiquitous

·    The global economy runs on secure packets of payment data 

·     Cash only works at home. 

·     The Internet and sophisticated criminals are driving us to face new challenges  

Commerce, be it electronic or face-to-face demands an abstract form of barter (payment) for trade to flourish.

PA&A is currently focused on Mobile Payments, Cards, Consumer Electronics, Transit Systems, Smart Cards and Payment Systems, driven by security issues on the Internet, fraud and identity theft and the capabilities of technology and cryptography to improve business processes.  PA&A is addressing the issues that hold back growth -interoperability, infrastructure and a lack of discussion across industry lines.