Executive Coach & Management Consultant

The following statement became a guiding principle in how we approach the needs of our customers

Design the Present as the Past of the Future

This is then re-enforced by

This carton published by the New Yorker in 1994

PA&A is now working with clients to address the needs of a world of connected people and things expand and consumers seek

Rewarding experiences, demand convenience, and expect friction-less security

Most recently the focus is on the concepts associated with block chain, identity, identification, authentication
and digital, electronic and increasing mobile payments

Grounded in the evolution of the security of payments
PA&A focuses on helping people remember 

To authenticate who someone is, requires a layered approach to authentication


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